Now Available – BUNDL with MedicationsSM. Consolidate treatment and medication costs into one plan. Learn more.


Financial Options for Fertility in Indiana

Learn About Fertility Financing, Multi-Cycle IVF Plans, and Refund Programs in Indianapolis, Bloomington, and Throughout Indiana

Getting pregnant with the help of fertility care often comes with a unique set of challenges. At Bundl, we believe that affording fertility care shouldn’t be one of them. Our program makes affording treatments like intrauterine insemination (IUI) and in vitro fertilization (IVF) easier by collaborating with top fertility clinics in your vicinity to offer multi-cycle plans, financing options, and adaptable pricing structures. With Bundl, you can concentrate on what truly matters and take control of your journey to parenthood.

What Is the Real Cost of IVF in Indiana?

Since the late 1970s, countless aspiring parents have relied on IVF to help them bring their dreams of having a child to fruition. Thanks to its high success rates, IVF has become one of the most popular and widely used fertility treatment options. However, these high success rates are not achieved easily; the success of IVF depends on the careful coordination of medications, medical procedures, advanced laboratory techniques, and state-of-the-art technologies. 

In most cases, this adds up to a fairly high price tag that many patients have to pay out of pocket. In Indiana, a single IVF cycle generally costs between $12,000 to $15,000, plus additional costs for expenses like fertility medications and preimplantation genetic testing (PGT). 

According to the Society for Assisted Reproductive Technology, approximately one in four fertility patients will achieve success on their first attempt at IVF; unfortunately, three out of four will have to undergo multiple IVF cycles before finally achieving a successful pregnancy. At $12k-$15k per IVF cycle, the need for multiple rounds of IVF represents a significant financial investment that many aspiring parents aren’t prepared for when they initially map out their fertility care budget.

That’s where partnering with Bundl can help. We simplify the budgeting process for fertility care by combining multiple treatment cycles into one package with an upfront, discounted price. Our packages are also customizable with several add-ons, such as egg donation or PGT. But the best thing about our packages is that they come with shared-risk protection, helping to protect your principal investment.

Read our post “What is the true cost of IVF treatment?”

Are IVF and Other Fertility Treatments Covered by Insurance in Indiana?

Indiana does not have any laws written in its insurance code that require providers to offer coverage for fertility care. That being said, your specific individual plan may include some kind of coverage. The best way to find out is to connect directly with your insurance provider and ask about coverage for fertility testing, IUI, IVF, and other fertility treatments. Learn more about IVF and fertility care insurance coverage.

Read our post “Fertility Treatment Insurance Coverage: A complete state-by-state guide”

What Are My Financial Options for Fertility Treatment in Indiana?

When it comes to financing IVF and fertility care in Indiana, there are several options to help make your fertility journey more affordable. Some of the most common financing methods include:

  • Personal savings
  • Loans
  • Credit cards
  • Grants
  • Crowdfunding and fundraising
  • Retirement funds
  • Home equity

For a full breakdown of these options, check out Bundl’s Fertility Financing Guidebook. 

Read our post “How to plan financially for fertility in 2022”

Bundl is making fertility affordable.

Wherever you are in your jouney, Bundl has resources to help.

Multi-Cycle IVF & Refund Plans in Indiana

Bundl’s mission is to provide relief from financial stress so that you can focus on what matters most – your family-building journey. We make IVF and fertility care more affordable by bundling multiple treatment cycles into one package for a reduced cost:

  • The 1+1 Package: Bundl’s 1+1 Package combines one IUI cycle and one IVF cycle. It’s a great option for patients who want an easy, affordable way to transition to IVF in the event of an unsuccessful IUI cycle.
  • The 2-Retrieval and 3-Retrieval Packages: Bundl’s 2-Retrieval and 3-Retrieval Packages combine multiple cycles of IVF into one reduced cost, upfront payment. This is a great option for couples who are likely to need more than one cycle of IVF.
  • Bundl with MedicationsSM: The Bundl with MedicationsSM Package is a new partnership with InspireRx™that allows aspiring parents to consolidate treatment and medication costs into one plan. 

Bundl’s fertility treatment packages come with shared risk protection plans to provide you with even greater peace of mind. Learn more about our industry-first IVF risk protection and refund programs Success Guard† and Bundl Guard‡.

Fertility Financing FAQ

How much does IUI really cost in Indiana? + -

Before trying IVF, many aspiring parents first try IUI, also known as artificial insemination. In comparison to IVF, IUI is a much simpler procedure, involving fewer medications, procedures, and laboratory testing. As such, IUI costs significantly less than IVF. In Indiana, the cost for IUI generally ranges from $200 to $1,000 per cycle. However, most people do IUI while also taking fertility medications, which can bump the price up to $500 to $4,000 per cycle. It’s also worth noting that IUI success rates are significantly lower than those of IVF, with many aspiring parents ending up needing to do IVF.

Is IVF covered by insurance in Indiana? + -

Indiana does not have any specific laws regarding insurance coverage for fertility care, but individual plans vary and may cover some aspects.

Is there affordable IVF in Indiana? + -

IVF is undoubtedly a significant and at times unpredictable financial investment in Indiana and elsewhere, but affording it doesn’t have to be out of reach. Many aspiring parents can navigate the costs of IVF by taking advantage of multi-cycle IVF packages, which helps to reduce some of the unpredictability associated with fertility care.

How do I finance IVF in Indiana? + -

Outside of multi-cycle packages like Bundl, there are many ways to finance your IVF journey in Indiana, including personal savings, fertility treatment grants, loans, fundraising, credit cards, and home equity.

What if IVF is unsuccessful? + -

One of the key features of Bundl’s multi-cycle IVF packages is that they come with the shared-risk protection guarantee Bundl Guard‡, which refunds 100% of your principal investment if your IVF treatments are unsuccessful.

Find Affordable IVF and Fertility Care in Indiana

With Bundl, finding affordable IVF and fertility care in Indiana has never been easier. Schedule an appointment today with one of our patient care experts to learn more about how Bundl can help you finance your fertility journey.

† Subject to additional terms and conditions. 

‡ Subject to eligibility requirements and additional terms and conditions.

“Bundl made it simple. I felt so much more comfortable after reviewing my fertility options.”

“Bundl made it simple. I felt so much more comfortable after reviewing my fertility options.”