Now Available – BUNDL with MedicationsSM. Consolidate treatment and medication costs into one plan. Learn more.


Financial Options for Fertility in Colorado

Learn About Fertility Financing, Multi-Cycle IVF Plans, and Refund Programs in Denver, Lafayette, Littleton, and Throughout Colorado

Affordable fertility care is easier to find in Colorado than you may think. Bundl offers discounts when you purchase multi-cycle plans through partnerships with leading fertility clinics in your area. Bundl specializes in fertility treatment financing solutions and flexible pricing for in vitro fertilization (IVF) and intrauterine insemination (IUI), allowing you to focus on what’s most important – your family-building journey.

What Is the Real Cost of IVF in Colorado?

Due to its advanced technology, IVF is considered one of the most effective and expensive fertility treatments available. In Colorado, a single IVF cycle can cost between $11,000 to $17,000. However, these numbers don’t reflect the complete cost of IVF. There are often additional costs. For example, many patients must undergo multiple IVF cycles before successfully conceiving.

The Society for Assisted Reproductive Technology reports that only 26% of individuals and couples who undergo IVF succeed on their first attempt. Over 35-year-old female patients have significantly lower success rates. A successful pregnancy and birth are typically achieved after two to three IVF cycles for most fertility patients.

Many individuals and couples are taken off guard when they learn that they will need to undergo multiple IVF cycles; often, they only plan financially for one cycle. In addition, there are other unexpected costs (e.g., fertility medications and preimplantation genetic testing (PGT)).

At Bundl, our job is to assist you in minimizing the financial stress and unpredictability that often accompany paying for fertility treatment. We do this by educating our clients on what costs to expect and combining the cost of multiple IVF cycles into one discounted package price. You can also protect your investment with our plans which include shared-risk protection.

Read our post “What is the true cost of IVF treatment?”

Are IVF and Other Fertility Treatments Covered by Insurance in Colorado?

The state of Colorado recently adopted the “Colorado Building Families Act,” which requires some health benefit plans to cover some of the expense of infertility diagnosis and treatment. Certain employers can request an exclusion from infertility coverage if coverage conflicts with the organization’s beliefs and practices, such as religious organizations. Self-insured employers are not required to cover fertility treatment, but depending on your plan, some self-insured employers’ health plans may offer limited coverage. 

To understand your specific coverage for IVF and other fertility treatments, ask your insurance provider. Learn more about insurance mandates for Colorado employers here or about general information pertaining to IVF and fertility care insurance coverage.

Read our post “Fertility Treatment Insurance Coverage: A complete state-by-state guide”

What Are My Financial Options for Fertility Treatment in Colorado?

When it comes to financing IVF and fertility care in Colorado, there are several options to help make your fertility journey more affordable. Some of the most common financing methods include:

  • Personal savings
  • Loans
  • Credit cards
  • Grants
  • Crowdfunding and fundraising
  • Retirement funds
  • Home equity

For a full breakdown of these options, check out Bundl’s Fertility Financing Guidebook. 

Read our post “How to plan financially for fertility in 2022”

Bundl is making fertility affordable.

Wherever you are in your jouney, Bundl has resources to help.

Multi-Cycle IVF & Refund Plans in Colorado

Bundl’s mission is to provide relief from financial stress so that you can focus on what matters most – your family-building journey. We make IVF and fertility care more affordable by bundling multiple treatment cycles into one package for a reduced cost:

  • The 1+1 Package: Bundl’s 1+1 Package combines one IUI cycle and one IVF cycle. It’s a great option for patients who want an easy, affordable way to transition to IVF in the event of an unsuccessful IUI cycle.
  • The 2-Retrieval and 3-Retrieval Packages: Bundl’s 2-Retrieval and 3-Retrieval Packages combine multiple cycles of IVF into one reduced cost, upfront payment. This is a great option for couples who are likely to need more than one cycle of IVF.
  • Bundl with MedicationsSM: The Bundle with MedicationsSM Package is a new partnership with InspireRx™that allows aspiring parents to consolidate treatment and medication costs into one plan. 

Bundl’s fertility treatment packages come with shared risk protection plans to provide you with even greater peace of mind. Learn more about our industry-first IVF risk protection and refund programs Success Guard† and Bundl Guard‡.

Fertility Financing FAQ

How much does IUI really cost in Colorado? + -

The initial recommendation for fertility treatment is often IUI; this is because IUI is a simpler procedure with a significantly lower cost than a single IVF cycle. In Colorado, IUI costs between $200 to $1,000 per cycle, on average. When fertility medications are added the price can increase by an additional $500 to $4,000 per cycle. IUI success rates are, however, significantly lower than IVF success rates. After a failed IUI, many individuals will need to undergo IVF.

Is IVF covered by insurance in Colorado? + -

Colorado requires insurance providers to cover fertility care services, but not all of the cost is covered. Some employers, such as self-employed health care insurance carriers and religious organizations, are exempt from having to pay for fertility treatment in Colorado.

Is there affordable IVF in Colorado? + -

Despite IVF being expensive and unpredictable, there are ways to make fertility care, such as IVF, more affordable. For example, Bundl offers multi-cycle IVF packages, which reduce costs by bundling multiple cycles into one payment option.

How do I finance IVF in Colorado? + -

To finance IVF, many individuals and couples use personal savings, loans, grants, credit cards, fundraisers ((e.g., crowdfunding), and home equity.

What if IVF is unsuccessful? + -

Bundl believes the cost of fertility care should only be charged if treatment is successful. Because of this, we offer Bundl Guard‡ for our 2-Retrieval and 3-Retrieval IVF Packages. Your principal investment is 100% refunded when you select our Bundl Guard‡ service.

Find Affordable IVF and Fertility Care in Colorado

With Bundl, finding affordable IVF and fertility care in Colorado has never been easier. Schedule an appointment today with one of our patient care experts to learn more about how Bundl can help you finance your fertility journey.

† Subject to additional terms and conditions. 

‡ Subject to eligibility requirements and additional terms and conditions.

“Bundl made it simple. I felt so much more comfortable after reviewing my fertility options.”

“Bundl made it simple. I felt so much more comfortable after reviewing my fertility options.”