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Fertility Treatment Costs 101

Many couples dealing with infertility have concerns over the expenses involved with fertility treatments. Fertility treatment is not often covered by insurance, and many couples need to go through multiple treatments to find success. 

Fertility treatment costs also include any tests, medications, and procedures. The cost of fertility treatments can vary depending on the type of treatment that is needed to address your specific needs. At Bundl we want to make sure you’re informed of all the potential costs, so you know what to expect as you begin treatment. 

How much does fertility treatment cost?

Fertility treatment prices can range depending on the fertility clinic and the fertility treatment method. On average, IVF treatments cost from $12,000 to $15,000 per treatment cycle. Fertility treatment prices for IUI treatments are typically lower than IVF costs.

While each individual treatment can be costly, we know that bundling multiple treatments can significantly reduce fertility treatment costs.

Fertility Consultation Costs

Fertility consultation costs will vary depending on your clinic and copay costs. After your consultation, your doctor may order preliminary testing and genetic testing which can come at added cost.  

Fertility Care Costs Explained

Fertility care costs can be confusing. Your fertility treatment costs will depend on the type of fertility treatment you receive, and any other additional medical care that may be needed.

IVF Costs Explained: IVF is the most effective fertility treatment for many, but often requires multiple cycles, and the costs associated with each treatment can add up. Grouping multiple cycles together from the start can help lower your overall cost of IVF treatment. 

IUI Costs Explained: IUI is typically the first step when seeking fertility. It is generally less expensive than other fertility treatments, like IVF. If IUI treatment is unsuccessful, families transition to IVF treatment. Thus, bundling IUI and IVF treatment cycles together can significantly reduce the overall cost of fertility treatment.

Unexpected Fertility Treatment Costs

There are times when unexpected fees may arise during your treatment that were not covered in your original package price from the clinic. The following may come up as you go through treatment:

  • Medication
  • Labs
  • Cryopreservation and storage
  • Donor material
  • Genetic testing

These unexpected fertility treatment costs are not guaranteed to happen. However, keep these in mind as you begin fertility treatment, so you are not surprised if additional fertility treatment costs arise.

Affording Fertility Treatments

Affording fertility is one of the biggest roadblocks in the way of fertility treatments. We know fertility treatment costs seem overwhelming, but there are ways to finance your fertility and reduce costs.

Here is what you need to know about affording fertility treatments. 

Fertility & Insurance: If you have insurance, you may find that some or all of your fertility treatment is covered. Be sure to look into fertility benefits and fertility policies with your insurance carrier.

Financing Fertility: Unfortunately, many families who dream of having a child do not have insurance that covers fertility treatments. Luckily, for those seeking fertility financial assistance, there are still other ways to finance fertility. Here are some of the most common ways families find funding:

  • Personal savings
  • IVF grants
  • Credit cards
  • Loans
  • Home equity
  • Retirement funds
  • Fundraising

Risk Protection & Refund Plans: Another way to reduce financial costs and risk is to choose a plan that offers risk protection. 

Bundl fertility is the leading provider of fertility treatment financing plans designed for those who require more financial protection in their treatment plans. Our treatment packages come with the option to add extra risk protection, so you only have to pay when your fertility treatment is successful.

Contact Bundl

Fertility treatment costs can be affordable, no matter your financial situation. To learn more about how you can reduce your fertility treatment costs, contact Bundl at 888-BUNDLME to speak with one of our patient care experts.

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Financing Fertility Guidebook

Learn more about the risks and benefits of financing fertility treatments with our free guide.