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How much does IVF cost?

In vitro fertilization, or IVF, is one of the most common fertility treatments used today. It involves a series of procedures and tests to help a patient become pregnant. During the IVF process, mature eggs are retrieved from a partner or donor and then fertilized by a partner or donor’s sperm in a lab. The embryo is then placed in the uterus. 

While it is one of the most effective fertility treatments, IVF costs remain some of the highest among treatments. Each cycle of treatment can cost an average of $12,000 to $15,000. 

Many factors can impact IVF prices, including the IVF clinic used, additional IVF medications, tests, and the number of cycles needed. In fact, it’s quite common for families to need multiple rounds of IVF treatment to be successful. Even then, fertility is not guaranteed. This makes IVF not only a significant financial investment, but a significant emotional investment.

The Average Cost for IVF

IVF costs are one of the most important things to consider when you’re deciding whether IVF is for you. IVF is an expensive process, with each treatment cycle averaging about $12,000-$15,000. When thinking about IVF prices, families should also consider that about 29.7% of all patients going through IVF reach success on their first embryo transfer. This means that it may take multiple treatment cycles to successfully become pregnant. 

Fertility Medication Costs for IVF

Fertility medications are a common unexpected cost of IVF treatment. Over the course of your IVF treatment, your doctor may prescribe medications to help stimulate ovulation, as well as to enhance the IVF process. The costs of these medications can vary depending on your insurance plan and clinic prices.

Additional IVF Costs

Another factor influencing IVF prices involves testing costs, cryopreservation and storage costs, and donor material costs. For instance, your doctor may order genetic testing such as Preimplantation Genetic Testing (PGT) during an IVF treatment cycle. If a treatment cycle fails to result in pregnancy, your doctor may order more tests to try to determine why it was not successful.

Bundl Makes Affording IVF Easier

We understand the financial stress that comes with beginning your fertility journey. That’s why we’re committed to lowering the cost of IVF. We make affording IVF easier for aspiring parents through our IVF treatment packages and risk protection plans. By taking on more of the financial risk, we take more of the financial burden off you. 

For more information about Bundl and the costs you can expect during IVF, download our Financing Fertility Guidebook. We’d be happy to answer any of your questions during a consultation. Schedule your meeting with one of our patient care experts today.

IVF is a complex process that involves a significant amount of testing, fertility medications, and andrology lab services, all of which are expensive. The total cost of IVF is also subject to a wide variety of additional services that may be necessary to provide patients with the highest chances for success, including the need for multiple cycles, genetic testing, embryo freezing and storage, third-party reproduction, and other unexpected costs. On top of that, most insurances do not offer coverage for IVF, which means that patients often have to pay for fertility care out of pocket.

On average, a single round of IVF will cost between $12,000 and $15,000, although this price range doesn’t necessarily reflect the full cost that patients can expect. For example, IVF packages typically do not include fertility medications, which can be a substantial additional cost. The cost of undergoing multiple rounds of IVF can be difficult to predict. For example, some patients have enough viable embryos from one egg retrieval to attempt multiple IVF cycles, while other patients have to undergo egg retrieval several times. For multiple rounds of IVF (including egg retrieval), some patients may pay anywhere between $24,000 and $45,000 or more

Determining the cost of IVF with insurance is a complicated topic. In most states, insurance providers are not required by law to offer any type of coverage for IVF. Even if you live in a state that has laws about fertility care insurance coverage, it doesn’t necessarily mean that your individual plan will cover IVF. In other cases, you may have to fulfill a long list of criteria for your insurance provider to offer coverage.