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Fertility & IVF Financing Options

Every day, we work with patients who either do not have insurance, or if they do, do not have adequate coverage for fertility treatments. They come to us because they dream to have a child but are unsure how they can finance their fertility treatments. Luckily, there are many options when it comes to fertility financing.

Building the family you dream about can be a significant emotional and financial investment. There are many approaches to fertility financing, and you can find the solution that’s right for you.

Some of the main IVF financing options worth exploring include:

  • Personal savings
  • Loans
  • Grants
  • Credit cards
  • Retirement funds
  • Home equity
  • Fundraising

Fertility Financing Pitfalls to Keep in Mind

Things to watch out for when considering fertility financing include:

  • Likelihood of success
  • Additional treatment costs
  • Unexpected costs
  • Financial risk involved in treatment 

We understand that fertility treatment is a significant financial investment. That is why Bundl was developed to make success more achievable while minimizing the financial risks of financing fertility. Our treatment packages are designed to lower the overall cost of treatment, and our risk protection plans reduce your financial risk.

When it comes to making IVF more affordable, there is a wide range of financial approaches that patients can take. Some of these financing options include fertility care loans, grants, using personal savings, and fundraising. Another option includes multi-cycle fertility care packages, which group multiple rounds of fertility treatment into one discounted package.

There are several loan options available for IVF, some of which are available specifically for fertility care and others that are more general loans that can be used for any purpose. Each of these options has varying terms and conditions, including credit score requirements, APR ranges, and more.

Undergoing IVF is a significant investment and it’s not uncommon for patients to wonder if they’ll be able to get their money back in the event that IVF is unsuccessful. While some fertility clinics offer money-back guarantees, most do not. One option to help protect your investment is to purchase a multi-cycle plan with shared-risk protection. These plans not only group together multiple treatment cycles into one discounted sum, but also provide some assurance that you will receive some or all of your principal investment if IVF is not successful.