Financing IVF: Understanding Your Options and Making the Best Choice

Embarking on the path of fertility care signifies a significant step forward in your quest for parenthood. However, the road ahead can be accompanied by daunting expenses, including testing, medications, and more. Wherever you are in your family-building journey, it’s essential to address all financial considerations early on. Even with comprehensive health insurance coverage, the need for additional financial assistance may arise. At Bundl, we empathize with your situation and have curated a comprehensive guide to the various financing options available, along with their potential benefits and risks.

The Financial Implications of Fertility Treatment

For many aspiring parents, fertility treatment represents a ray of hope. The remarkable advancements in techniques like in vitro fertilization (IVF) and intrauterine insemination (IUI) have helped countless families experience the joys of parenthood and welcoming healthy babies into their lives. Yet, amidst the excitement and anticipation, one crucial aspect often goes overlooked: the accompanying costs.

The overall cost of IVF is influenced by a myriad of factors, some of which include:

• Diagnostic testing
• Medications
• Specialized procedures
• Genetic testing
• Lab work
• Cryopreservation and storage of eggs, sperm, and/or embryos
• Using donor eggs or sperm
• Using a gestational carrier

It is essential for individuals and couples exploring IVF to be aware of these multifaceted factors that shape the total cost of fertility care. Being well-informed of these aspects early on in your journey makes it possible for you to make empowered decisions that ultimately lead you closer to your family-building dreams.

Explore IVF Financing

Even if you have a comfortable financial situation, you may want to explore ways to reduce your fertility care expenses or secure your investment. It's also important to note that health insurance plans often provide limited or no coverage for fertility treatments. In our Financing Fertility Guidebook, we provide a comprehensive overview of available options, such as loans, grants, credit cards, social fundraising, retirement funds, and home equity. Additionally, Bundl offers several unique multi-cycle packages that combine multiple fertility treatment cycles with one discounted, up-front payment. These packages include:

• The Bundl 1+1 Package, which includes one IUI cycle and one egg retrieval for IVF
• The Bundl 2- and 3-Retrieval Packages, which include two to three egg retrievals for IVF
• The Bundl with Medication Package, which includes two to three treatment cycles, as well as medication costs.

Each of our multi-cycle fertility treatment packages comes with a risk protection guarantee to help reduce financial stress and provide greater peace of mind as you pursue the path to parenthood.

Discover Ways to Afford Fertility Care with Bundl

If you’re ready to take control of your fertility care journey or simply want more information about how to make it more affordable, we recommend connecting with one of Bundl’s patient care experts. You can also download our Financing Fertility Guidebook to learn more about financing options, pitfalls to avoid, and ways to save for your fertility treatment.